Federal and local assistance · Puerto Rico

Check for free which benefits and tax credits you qualify for today

We guide Puerto Rican families, seniors and small business owners through federal funds (FEMA, HUD, USDA Rural Development), tax credits and local programs from the Department of Hacienda.

See available programs
Over 4,200 cases supported in San Juan, Caguas, Ponce, Mayagüez and Aguadilla.
Smiling Puerto Rican family in front of their home in San Juan with the Puerto Rico flag in the background
FEMA · HUD · USDAHacienda PR · SBA · PAN
4,200+
Families supported
38
Federal and local programs covered
$3,180
Average guided per eligible household
48 h
Average response time
01 — Services

Three concrete ways we can help you

Every situation is different. We always start with a free eligibility check.

Puerto Rican family in front of their colorful casita with the Puerto Rico flag
Tax credits

Did you know you may qualify for a tax credit or social assistance?

We review your situation with Hacienda PR and the IRS to identify credits such as the CRCD, child credits, disaster exemptions and other benefits that many families never claim.

Person working from home with a Puerto Rican coffee and a laptop showing federal agency logos
Federal funds

FEMA, HUD and USDA funds: opportunities for everyone

We explain in plain language how to take advantage of the Puerto Rico recovery plan, HUD housing programs, USDA Rural Development loans and FEMA benefits still available.

Advisor speaking with an elderly client at a community center in Caguas
Personalized consultations

We walk with you through your administrative paperwork

A dedicated advisor reviews SNAP, WIC forms, Hacienda payment plans and housing applications with you, step by step, online or by phone.

02 — Ten reasons why Puerto Rico families choose us

Ten reasons why Puerto Rico families choose us

We operate as a public service with heart: clear, free for the first evaluation and focused on your real case.

01

Free verification of every state and federal benefit you are eligible for.

02

Discover how to truly maximize your family's budget.

03

We handle your tax refunds and the application for every subsidy you may receive (CRCD, food assistance, housing programs).

04

Federal funds (FEMA, HUD, USDA) and Puerto Rico recovery programs: check right now your chances to receive financial assistance.

05

Forget the paperwork. Fast handling of your file by a dedicated expert.

06

Increase your income without working more: assert your legal rights (tax credits, exemptions, disaster aid).

07

Free audit of your current financial situation.

08

Targeted support: housing, education, entrepreneurship. We find the right solution for you.

09

Don't leave your money with the government! Book an appointment for free advice.

10

Complex public programs, explained simply so you can benefit from them.

03 — Federal programs

Federal and local programs we cover

We work with official documentation and the up-to-date criteria of every agency.

FEMA — Individual Assistance

Appeals, temporary housing and damage reimbursements following declared disasters in Puerto Rico.

HUD — Housing and CDBG-DR

R3 repair, reconstruction or relocation program and Section 8 housing vouchers.

USDA Rural Development

Loans and grants for housing, drinking water and small businesses in rural areas of PR.

PAN / SNAP and WIC

Applications and renewals of food assistance and maternal-child nutrition support.

Hacienda PR — CRCD and plans

Earned-Income Credit (CRCD), payment plans, exemptions and tax refunds from the Department of Hacienda.

SBA — Small businesses

Disaster loans, microbusiness support and guidance for entrepreneurs from Santurce, Mayagüez and Aguadilla.

04 — How we work

How we work with you

A clear, no-surprises process designed for real Puerto Rico families.

  1. 1. Free verification

    Fill the form and an advisor reviews your situation within 48 business hours.

  2. 2. Personalized plan

    We deliver a short summary with the programs you may apply for and the documents you will need.

  3. 3. File preparation

    We help you prepare and review every form before it is sent to the corresponding agency.

  4. 4. Follow-up until response

    We track your file and guide you in case of appeal or request for additional information.

Team of advisors in front of El Morro fortress in Old San Juan
05 — About us

About Onlineadvancementpr

We are a team of advisors based in Old San Juan, trained in federal and local programs. Our mission is to translate red tape into concrete steps for families, seniors and entrepreneurs all across the Island, from Aguadilla to Fajardo, through Ponce, Caguas and Mayagüez.

  • Bilingual team (Spanish and English) familiar with the cultural and administrative nuances of PR.
  • Online and phone support and, when needed, visits to partner community centers.
  • Full confidentiality: your documents are handled with secure protocols and never shared with third parties without your authorization.

What the families we guided are saying

I thought I no longer qualified for anything after the hurricane. In two weeks they walked me through a Hacienda credit I didn't know existed and reopened my FEMA case.
Marisol R.Caguas
I'm 71 and forms always gave me a lot of anxiety. The advisor was patient and very clear. I really felt they were on my side.
Don Efraín M.Ponce
As a young entrepreneur in Santurce I didn't understand anything about SBA or USDA. They explained in plain language and today my catering business has a real plan.
Yadira C.Santurce

Don't leave your money with the government!

Book a free consultation. We respond within 48 business hours.